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What a Difference a Year Makes for Sellers

Over the last few years, many sellers have been hesitant to put their houses on the market because they feared not being able to find another home to buy. We’ve reported on inventory shortages in the past, and it’s been a constant concern for potential buyers...

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Should I Refinance My Home?

With the recent lower interest rates, many homeowners are wondering if they should refinance. To decide if refinancing is the best option for your family, start by asking yourself these questions: Why do you want to refinance? There are many reasons to refinance, but...

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Home Price Appreciation Forecast

Questions continue to come up about where home prices will head throughout the rest of this year, as well as where they may be going over the few years beyond. We’ve gathered current data from the industry’s most reliable sources to help answer these questions: The...

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How Much Is My Home Worth in Augusta, Georgia

Posted on July 12, 2019 - 05:09 PM by Micki Esposito How Much is your home worth in Augusta, Georgia?  If you are planning on selling your home, that is a question you need answered.  As your local Augusta real estate expert, I can help you to learn the answer to that...

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4 Tips to Sell Your Home Faster

Since June of last year, we have seen an increase in the inventory of homes for sale month per month. Every spring and summer, the inventory increases because people want to sell their home. For those with children, they may want to be in their new home for the...

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5 Powerful Reasons to Own Instead of Rent

Owning a home has great financial benefits. In a recent research paper, Homeownership and the American Dream, Laurie S. Goodman and Christopher Mayer of the Urban Land Institute explained: “Homeownership appears to help borrowers accumulate housing and nonhousing...

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Find Your Dream Home in Augusta, Georgia

Posted on June 7, 2019 - 05:09 PM by Micki Esposito There are so many different kinds of homes out there for families to choose from.  Do you want to live in Augusta?  Or are you looking for a second home? How many bedrooms and bathrooms do you need?  Do you need a...

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1.  Save A Down Payment You do not always need 20% down to buy a home. There are loans available that allow buyers to put down 3% and there are specialty loans with 0% with a VA or USDA loan for example. Let your lender explore the loan products that are right for...

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Considering Offers

Posted on July 5, 2019 - 05:09 PM by Micki Esposito When reading an offer, keep in mind that you are out to get the best price AND the best terms for you. If you focus solely on the price, you may overlook terms that could be favorable to you as a buyer. Some terms...

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Is Mortgage Debt out of Control?

The housing crisis of the last decade was partially caused by unhealthy levels of mortgage debt. Homeowners were using their homes as ATMs by refinancing and swapping their equity for cash. When prices started to fall, many homeowners found themselves in a negative...

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About me

Real Estate Advisor | Author | Inspirational Speaker

Micki Esposito

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